The Citi Secured Card is a Mastercard with worldwide acceptance.Plus, get access to your FICO score for free Unlike debit cards, your monthly credit activity with the Citi Secured Card is reported to the three major credit bureaus, which can help build credit history with responsible card use.When used responsibly, the Citi Secured Mastercard can help you build a credit history - all with no annual fee.It’s a great option for anyone in need of a secured card. You can get a fairly high credit limit depending on how large of a security deposit you put down and you won’t pay any annual fee. The card reports to all three credit bureaus and has the protections associated with most major credit cards. It can, however, help you build or repair your credit. Like most secured cards, the Citi Secured Mastercard does not provide any kinds of cash-back rewards. To get this card, you’ll need to meet Citi’s credit qualification criteria, including a review of income and debt. There is no 0% intro APR with this card and no rewards program, but you’ll have access to theft protection and $0 liability for unauthorized charges. This card has no annual fee and you’ll need to put down a security deposit of $200-$2,500, which will act as your credit line. The Citi Secured Mastercard (a SmartAsset advertising partner) is a great no-frills option for those who want to build or repair their credit. Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.Intro Offer: We automatically match all the cash back you’ve earned at the end of your first year.based customer service & get your free Credit Scorecard with your FICO® Credit Score Plus, earn unlimited 1% cash back on all other purchases. 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically.Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.Bank information must be provided when submitting your deposit. Establish your credit line by providing a refundable security deposit of at least $200 after being approved.Generally, debit and prepaid cards can’t help you build a credit history. You can build a credit history with the three major credit bureaus. No Annual Fee, earn cash back, and build your credit with responsible use.Mastercard is a registered trademark of Mastercard International Incorporated. You must notify us immediately and assist us in our investigation if your Card is lost or stolen or you believe someone is using your Card without your permission.See the applicable Fifth Third Bank Mastercard ® Guide to Benefits for a complete explanation of card benefits and services. Certain terms, conditions, and exclusions apply.We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment.Ĭlick here for the Secured Card Rates, Fees, and Other Cost Information. International Transaction Fee of 3% of each Transaction in U.S dollars. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Balance Transfer Fee either $5 or 4% of the amount of each transfer, whichever is greater. Variable APR is accurate as of and is subject to change with the market based on the Prime Rate. Variable APR of 28.99% on Purchases and Balance Transfers when you open your account.The deposit is refundable if you close your account and pay your balance in full, or if your account is upgraded to an unsecured card. The deposit requirement ranges from a minimum of $300 to a maximum of $5,000, based upon the credit line amount. At least 100% of the credit line amount must remain on deposit in the Savings Account. A security deposit Fifth Third Momentum Savings is required to obtain the Secured Card.Availability may be limited based on your account type, date of opening and state of residence. Applicant must be an owner on the account. † Fifth Third checking or savings account must be in good standing. Rates are determined by the creditworthiness of the applicant. Financial Insights About Us Customer Service Online Banking Login Branch & ATM Locator SearchĬredit Cards are subject to credit review and approval.Additional Sources of Capital for Small Businesses.
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